Individuals who have an account with SBI can track their accounts and check their balances via several methods. The bank allows SBI Balance checks via numerous ways, including its toll-free number, Mobile Banking, SMS Banking, ATM, SBI Quick, etc. Based on one’s preference and convenience, customers can easily pick any of these methods and track their account balance details as and when required.
That said, let’s discuss some of the popular methods of tracking balance and SBI balance check numbers.
Tollfree SBI Balance Check Numbers
Customers can use toll-free numbers to access mini statements, account details, and more. Since it’s a toll-free number, customers will not be charged for their balance enquiry.
They can dial SBI balance check number 1800 1234 and avail their account information. They may also call the toll-free number 1800 2100 to check their account balance.
SBI Account Balance via Missed Call Banking
Individuals can also perform several banking operations by simply giving a missed call at designated SBI numbers. Some of the most common services made available via missed call banking include:
- SBI balance check
- Access E-statement
- Access mini-statement
- ATM configuration
- Get a loan certificate statement
- Generate ATM PIN
- Check loan details
- Check social security schemes’ details
To check the SBI account balance, accountholders can give a missed call on the toll-free number 09223766666. Similarly, they can dial 09223866666 to access the mini statement. They can also send an SMS typing ‘BAL’ to 09223766666 for balance details or SMS ‘MSTMT’ to the SBI balance check number 09223866666 for a mini statement.
Customers must also note that certain charges could be associated with the SMS service, whose cost is subject to SBI’s policy. However, this method, like others, will only work if the customer uses a phone number registered with SBI to make the call.
Also, the balance check number is not universal. Hence, customers of SBI need to find their designated balance check number and not the UCO Bank balance check number to access their account details.
How should I register for SBI Missed Call Banking?
SBI account holders must index their registered mobile number for the missed call banking service. Notably, it is a 1-time process where customers must send an SMS like ‘REG<SPACE>Account Number’ to 09223488888.
Subsequently, they will receive a confirmation SMS from SBI saying the service has been activated for the mentioned account.
Alternative methods of SBI Balance Enquiry
Here’s a list of other popular methods of SBI balance check:
- SMS Banking
- Net Banking
- SBI Card Balance Enquiry
- Mobile Banking using the State Bank of India (SBI) Mobile Apps
How to check SBI Account Balance via an ATM?
SBI customers can use their debit cards to check their balance at an ATM. They can visit an SBI ATM or any third-party ATM and follow these steps:
Step 1: Swipe the debit card
Step 2: Enter the 4-digit ATM PIN
Step 3: Click on the ‘Balance Enquiry’ option
Step 4: Finish the transaction
Account holders can also check the last 10 transactions made from their account by simply clicking on the ‘Mini Statement’ option when they are at the ATM. Subsequently, they will get a printed receipt featuring the detail of their latest transactions.
Customers must note that RBI has limited the free transactions per debit card. Since balance enquiry is also deemed a transaction, customers will have to pay a fee for every transaction made after they exhaust their limit.
This is why most customers stick to ATMs for mostly cash withdrawals and choose online SBI balance enquiry options to check account detail. Also, the latter is a quicker and cost-effective means of tracking account balances.
How to use net banking for SBI balance enquiry?
SBI customers who have registered for the bank’s net banking facility can use this option. All they need to do is use their net banking login credentials to access their account. They can access a wide range of features and facilities, including the following from net banking:
- Balance enquiry
- Loan details
- Funds transfer
- Bank statement
Those uncomfortable with the online facility can use the SBI passbook feature to check their balance.
SBI Account Balance via SBI Passbook
Every SBI customer gets a passbook from the bank when they open an SBI bank account. However, to access account balance details via passbook, customers must always keep the same updated. Updating it will give customers a fair idea about their credit and debit transactions.
Additionally, it will help identify erroneous transactions or any malicious activity in their bank account. Besides these, customers can also check when and how much interest the bank is paying them and keep track of the same more effectively.
However, customers have to visit the bank in person at regular intervals to get their passbooks updated.
SBI Balance Check via Mobile Banking
Customers can track their account details and more with the help of mobile apps that include – SBI Online, SBI Anywhere, SBI YONO, and SBI Anywhere Saral. Those with a smartphone can use this method and track their account activity as and when they like.
Notably, SBI Online is a portal with an interface similar to a website portal. Customers must submit their net banking credentials to access the portal and avail of required bank account details, including current balance and latest transactions.
On the other hand, SBI YONO and SBI Anywhere Saral can be easily downloaded from the app store and accessed by entering mobile banking credentials. Notably, SBI retail customers cannot use the SBI Saral Anywhere app for balance enquiry for SBI credit cards. This is because SBI Card manages the services for credit cards, and there’s a different app for it.
Customers not using any WAP-based mobile banking service or app can use the USSD service to access their account details. USSD is typically a GSM communication tech used to transmit information between a phone and an application program in its network. Existing customers must deregister from any app or WAP-based services before registering for the USSD service to access account details.
These are among the top ways to SBI balance check and account details to monitor expenses and more.